FAQ

FAQ

Below are some common questions and answers regarding the services of EZ Cash Loans, Inc.. If you have any additional questions that are not answered below, please contact us.

What are cash advances?
Cash advances are short-term loans of up to $1,500. These types of loans are designed for times of crisis, when you are low on cash and need money fast! Family emergencies, unexpected car repairs, overdrafts, telephone reconnection and deposits are just some of the vital cash needs our clients have experienced.

How does the application process work?
First, fill out the pre-qualification form. One of our loan reps will contact you to discuss your options and make arrangements to get you the rest of the cash advance application.

What are the qualifications for loan approval?
No credit check is performed when you apply for payday loans. Therefore, you can qualify even if you have terrible credit or no credit!

The only qualifications needed for approval are:

You must be currently employed (or receive regular income)
Make at least $1,000 monthly
Be of the age of 18 years or older and a U.S. citizen
Maintain an active checking account

Even bankruptcy, bounced checks, charge-offs and other credit hassles may not stop you from obtaining the cash loans you necessitate!

How much can I qualify for?
You can qualify for up to $1,500. How much you qualify for mainly depends on your income. Sometimes, other factors may influence the amount you are eligible for. To see how much you can qualify for, simply complete our fast, no obligation online payday loan application.

What kind of rates can I expect for my cash advance?
The fees associated with our cash advances are less than the price of not possessing the money you need when you need it - overdraft fees, bounced check charges, even losing your job because you can get to work! Actual fees are determined on the basis of the the information you supply when you submit your online loan request.

Once I submit my application, how long will it take for me to receive my funds?
Once you have faxed the required paperwork, it typically takes around 4 business hours for your documents to show online as being received. Once your documents are classified as received, your funds can be deposited into your account within a few hours. You can check the status of your loan application online through customer service.

When am I required to pay off my loan?
Your cash advance plus fees are automatically removed from your bank account! You acquire money when you necessitate it most and repay when you have it!

I don't own a printer. Is there an alternate method that will allow me to get hold of my loan documents?
Yes! If you do not have a printer, there are numerous methods to get your paperwork to you so you may sign and return them to us:

We can fax them to any fax number you request
We can email them to any email address you request
We can fax them to your local Kinko's, Mail Boxes Etc. or PostNet so you can pick them up

My paycheck is deposited directly into my bank account. How do I get hold of a pay stub?
You can get in touch with your bank directly or go to their website and request replicas of your bank statements and pay stub information.

What do if I don't have a fax machine to fax in the required documents?
You can fax in your paperwork at your neighboring Kinko's, Mail Boxes Etc or PostNet. To locate the nearest location of any of the three business just mentioned, visit our "find a fax location" page.

How do I reprint my paperwork?
You are able to print your loan documents again at anytime throughout the loan process. In fact, you have the following options:

Re-print your paperwork an available printer
We can email your documents to an email address you request for later printing or printing at another location

What if I don't have the money to pay back my loan? Can I get an extension?
You can submit a request for an extension if you do not have the funds to pay back your loan when it is due. An extension request allows you to extend your due date. Additional fees will apply, but you will be able to repay your payday loan from future pay checks.

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